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Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.


Purchase Information
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Monthly Payment Information
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductible portion of payment:
Qualifying Information
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):

The information provided by this calculator and others the site is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.